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Why Your Auto Insurance Is Going Up – Check Reasons

Why Your Auto Insurance Is Going Up: Read this article and learn more on why or the possible reasons your Auto Insurance is going up.

In order to compensate for the higher frequency of car accidents caused by distracted drivers, vehicle insurance firms are rising their premiums.

More Importantly, distracted driving is contributing to the deaths of thousands of people, many of them teenagers. Many employers are afraid of being sued, have banned their employees from using cell phones while driving on the job.

Also Check: Difference Between Comprehensive and Collision Insurance

Driving distractions include texting, eating and drinking, talking to passengers, grooming, reading, including charts, using a navigation device, watching a film, tuning a radio, CD player or MP3 player, using a smart phone or a mobile phone.

In recent years, the greatest distraction is the cell phone and its becoming worse by the day and more people have cell phones and are driving with them.

New drivers must learn from day one that cell phone distraction while driving is forbidden and causes accidents, injuries and even deaths.

More than 3,000 teens die each year in crashes caused by texting while driving. More than 50 percent of teens admit to texting while driving.

The best way to reduce distracted driving is to educate all the drivers about the danger it poses.

The following facts and statistics are powerfully persuasive.

Please share these facts with others, together we can help save lives.

  • 37,000+ people die in automobile crashes in the US every year.
  • Every year about 421,000 people injured in crashes that have involved a driver who was distracted in some way.
  • 1 out of 4 accidents in the US are caused by texting while driving.
  • Texting and driving is 6 times more likely to get you into an accident than being drunk and driving.
  • It takes an average of three seconds after a driver’s mind is taken off the road for any road for an accident to occur, this is the bare minimum amount of time it takes, and it’s surprisingly small.
  • Reading a text message while driving successfully distracts the driver for a minimum of five seconds each time. This means that the chances of an accident occurring while reading a text are extremely high.
  • The average speed in the US is about 55mph. Taking five seconds to read a text in this time means that the driver travels the length of a football field without looking at the road, or being distracted.
  • There are so many vehicles on the road that this means there is a huge chance of something terrible happening in that distance.
  • Every day 11 teenagers die because they were texting while driving.
  • Of all the passengers ever involved in fatal accidents every year, 21% were using a cell phone at the time of the accident.
  • Teen drivers have a 400% higher chance of being in a crash when texting while driving than adults.
  • 25% of teens respond to at least one text while driving every single time.
  • 10% of adults and 20% of teenagers have admitted that they have entire text conversations over text message platforms while driving.
  • 82% of teens in the US own a cellphone and use it regularly to text message and use social media.
  • 52% of teens talk on the phone while driving and 32% text on the road.
  • When polled, 77% of adults and 55% of teenage drivers say they can easily manage texting while driving
  • When teens see a text while driving they veer off the lane 10% of their total drive time.
  • A study at the University of Utah found out that the reaction time for a teen using a cell phone is the same time as that of a 70 year old that isn’t using one.

References: Chicago Tribune, Distracteddriveraccidents.com

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